The Bizedia

The Business Education Encyclopedia

Workers’ Comp also Provides for Repetitive Motion Illnesses

Posted by on Feb 15, 2014

Workers’ comp insurance is required by law. The coverage is meant to provide medical assistance as well as loss of income for workers who may be injured in workplace accidents or who may develop occupational illnesses and problems. Workers’ comp supersedes the employee’s right to sue the employer for negligence, unless the employer fails to provide coverage.

Employers may choose to self-insure, in which case the employer is liable for all expenses that is mandated by state law as covered, or pay an insurance company to provide the coverage. In either case, workers who develop repetitive motion injuries, also called repetitive stress injuries, should be able to claim from their workers’ comp insurance.

Repetitive motion injuries have only recently been added to the list of occupational illnesses covered by workers’ comp. It used to be that claims can only be made for accidental injuries. The dawning of the computer age, however, has brought with it a whole slew of health problems, including repetitive motion injury. Today, this type of workers’ comp claim is the most common in the US, costing in excess of $20 billion annually. Coverage will vary from state to state.

However, repetitive motion injuries will only be covered if it develops because of the claimant’s work. A data entry encoder will likely make a successful claim for carpal tunnel syndrome; a security guard is less likely to meet with success, because it is unlikely to be due to work-related activities. Because repetitive motion injuries develop gradually over time, it is excluded from the usual requirement for workers’ comp claim to provide a specific time and place of the causative incident.

In Missouri and Arkansas, workers’ compensation laws recognize repetitive motion injury as an occupational disease, including trigger finger, carpal tunnel syndrome and epicondylitis. It is perfectly possible to make a workers’ comp claim for this type of injury even if the claimant has left the workplace where the injury developed, although it may be more complicated.

Here are a few sources about different these workplace place injuries:

Workers’ comp claims are not always straightforward, and insurers will invariably look for ways to minimize their exposure. If you developed a repetitive motion injury in the workplace and you are having a hard time making a claim, consult with Madison, Wisconsin lawyers for assistance. Attorneys are aware of the paperwork and processes involved with filing a workers’ compensation claim and can work to avoid potential hangups.

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The Serious Harm Domestic Violence Inflicts on Children

Posted by on Nov 2, 2013

Domestic violence charges are a serious accusation that can be quite difficult to prove since even experts say that it is often founded only on an individual’s personal judgment. The United States Department of Justice defines domestic violence as a coercive or assaultive behavioral pattern that individuals use against their partners (in an intimate relationship) for the purpose of maintaining or gaining control and power over them. Such behavioral pattern is manifested through acts that hurt, frighten, humiliate, terrorize, threaten, isolate, and intimidate the other partner. Domestic violence, however, is not limited to physical (and sexual) abuse; these may also be economic, emotional or psychological abuses intended to crush one’s confidence, making him/her totally submissive and in fear of his/her partner.

Domestic violence or domestic abuse is one of the major social problems faced by non-governmental groups and government agencies in the United States; anyone can be a victim in domestic violence (just as anyone can be an abuser), regardless of education, socioeconomic background, religion, race, gender, and age (a great majority of the victims are women aged between 15 and 44).

Though the direct victims in domestic abuse are those who suffer the worst pains and injuries, other family members (especially children) are victimized too in the sense that they also are made to suffer emotionally and psychologically.

In fact, even the US Department of Justice fears that children who are regularly exposed to violence in their homes are at the greatest risk of seeing violence as part of life, something that they can never do away with and something that will turn them into future “abused” and “abusers.”

Records show that about five million women are abused by their intimate partners every year. Studies also show that the number of women injured in domestic violence is far higher than those injured due to rape, assault and motor vehicle accidents.

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Corporate Tax Laws

Posted by on Oct 12, 2013

Because tax laws can be difficult to understand, a lot of companies hire a good tax lawyer to help them sort out any problems when it comes to their tax concerns. Corporate tax is something that is mandated by the law, and every company is liable to pay for their taxes, otherwise they can be filed with criminal charges. A corporate tax is the tax that every company pays in accordance to their company’s profits during a certain taxable period.

Corporate tax is different from individual income taxes in 2 significant ways. First, corporate taxes are based on the net income, or profits, with legal deductions for the cost of doing business. Second, that these taxes are only implemented on businesses that are employed as corporations (sole ownership or partnerships are not taxed as corporations). Aside from their incomes, corporations are also taxed based on their properties and the jurisdictions on which their business are in. Most jurisdictions follow a taxing system based on declared or estimated capital, while there are jurisdictions where others are taxed according to equity structure of the company.

Because corporations are taxed by their profits or net incomes, their taxable incomes are generally financial statements that have certain adjustments. These taxes can have an alternate base: assets, income, and payroll which are computed in an alternate way as well. The rates for taxation differ by jurisdictions.

As found on the website of JP Singh, Attorney at Law, preparing for non-simple tax returns takes a lot of time and effort. Having a tax lawyer can come in helpful in a lot of ways, not just contesting disputes or exemptions. Just as with other entities, corporations can also be held liable for withholding tax obligations when they make varieties of payments to others. Although these responsibilities are not the tax of the corporations themselves, corporations (their officers or employees) can be punished if they have failed to withheld to pay on these taxes.

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Self-Driving Cars? Almost!

Posted by on Oct 4, 2013

One of the newest features for cars that almost make a human driver irrelevant may one day be as common as the car radio.

High-end cars started the trend, but more proletariat models are also jumping on the bandwagon with built-in sophisticated systems that make use of onboard cameras and sensors plus adaptive cruise control to make road travel safer and nearly autonomous. New car models in 2014 are slated to include these safety systems that not only makes minor steering adjustments to keep the vehicle centered on the lane, it can also stop and go to avoid obstructions and collisions on the road. Some automakers even include the Pedestrian and Cyclist Detection with Full Auto Brake system in response to the disturbing number of serious car accidents involving those on foot and bicycles.

The safety systems take advantage of the increasing sophistication and decreasing prices of relevant technology, such as cameras and sensors coupled with an onboard computer which can make split-second choices. This eliminates the element of risk of car crashes associated with distracted driving or substance intoxication. The system is mostly effective on the highway, but it is anticipated that even more advances in the future may finally put one aspect of science fiction in reality: the self-driving car.

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Liability for Residential Gas Explosion Injury

Posted by on Jun 18, 2013

The presence of household gas in most residences is usually taken for granted. It is there, in tank form or coming in through a pipe, fueling heaters, boilers, dryers, ovens, and so on. But the potential for danger in having such explosive material in the home seldom occurs to anyone until an accident happens. An explosion injury can be devastating, not to mention the damage to property, but who is liable?

Residential gas explosions happen for a variety of reasons. Recent natural gas explosions in several states were traced to leaks from aging and poorly maintained pipelines which had originally been lain half a century ago. Between 2005 and 2009, there have been 14 deaths and 51 injuries reported from 282 incidents of pipeline explosions. There have been some initiatives to improve the safety of these pipelines that feed into homes and residential buildings, but it is slow going.

Other residential gas leaks that have been reported involve poorly-maintained and improperly placed propane tanks. Gas companies who install and refill these tanks have the responsibility to ensure that they are properly housed and maintained. In one incident, the gas company overfilled the tanks, which were already in poor condition, and the gas leaked, causing an explosion.

For residential buildings where there is a landlord or a building administrator, gas lines should be regularly inspected and regulated by certified professionals. It is the responsibility of the building manager to ensure that this is done.
Liability for a residential gas explosion injury or death depends on the type of household gas used, type of residence, and the circumstances surrounding the incident. If you believe that the residential gas explosion that injured you occurred due to the negligence of the professionals who are supposed to ensure the safety of pipelines and tanks, then you should sue. Consult with an explosion injury lawyer who is experienced in dealing with residential gas leak explosions and see if you are eligible to recover damages.

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